Fund Your Business

START
YOUR NEW

BUSINESS VENTURE

TAX and PENALTY FREE

with your 401k Retirement Account Rollover Investment

The BORSA™ Plan

No Interest, No Collateral, No Credit Score

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Small Business Financing Using Funds From Your

RETIREMENT ACCOUNT

With BORSA™, you’re able to flourish and succeed in business quickly. The greatest benefit is the lack of debt and loan payments granting your business a greater opportunity to thrive over the long term.

Owning a business is the ultimate dream, and something you have been thinking about doing for a long time. However, your funding is limited, and most business loans require collateral, good credit, and in some cases an established professional history in the industry. Fortunately, there is another option with the BORSA™ Plan which unlocks a financial structure allowing access to your 401(k) retirement account to start a business – without paying upfront taxes or early withdrawal penalties. The funds are not a loan. Therefore, there are no hefty interest or monthly installment payments. The funds may be used to start a business or franchise, fund an existing business, or as a down payment for a loan.

Self-Directed 401(k) Business Financing

Using retirement money to fund a business is not a new concept, but it is probably an option less known to many people. Our purpose is to introduce, teach and administer this funding program via the BORSA™ Plan. Along with our support and guidance throughout the process, we are confidant you will come to appreciate the many benefits of a self-directed 401(k) which are not found in other forms of financing.

SOME OF THE BENEFITS FROM THE BORSA™ PLAN

01

SAVINGS

The BORSA™ Plan assists you in rolling over retirement funds under the ERISA 1974 guidelines. Normally, an early distribution from a retirement plan could cost in excess of 50% in taxes and penalties. Using the BORSA™ program will enable an individual to invest their retirement funds into a new business or franchise without being penalized for early distribution or taxed as income.

02

SELF-INVESTMENT

Continue to contribute to your future retirement by reinvesting money into your own business and retirement plan which was established as a C Corporation.

03

BUSINESS INVESTMENT

Invest in your business: the funds can be used to pay all start-up business expenses including marketing, working capital, staff and labor, equipment vendors, training, etc. Watch your business grow without accruing debt from bank loans and interest payments.

04

SIMPLICITY

The BORSA™ Plan typically takes 30 days from engagement to funds in hand. The BORSA™ Team will work with you personally throughout the entire process and is always available to answer questions.

Retirement Plans

Employing 401(k) business financing

All you would need is at least $50,000 in a qualifying retirement or pension account which can be rolled into a self-directed 401(k) Plan.

Some plans that qualify

401(k)

A Plan sponsored by an employer

Traditional IRA

A plan which allows to invest pre-tax income that grows tax-deferred.

403(b)

A plan also known as a tax-sheltered annuity plan for employees of public schools, employees of code section 501(v)(3) tax-exempt organizations, ministries, and hospitals.

Keogh

A plan is a tax-deferred pension plan for to self-employed individuals or unincorporated businesses.

TSP

A plan for federal employees (FERS), US civil service (CSRS), members of the uniform service.

SEP

A simplified employee pension that can be set up by an employer or self-employed individual.

BORSA™ Guarantee

Receiving these funds in hand is just the beginning of our business with you. You are about to embark upon a pretty big journey and DRDA can assist you with every aspect along the way.

DRDA ASSURANCE

Professional Support

Our team is here to support you through the BORSA™/ROBS process and beyond along with a dedicated Account Manager.

In-House Plan Management

Our in-house team of experts will help establish your account. They’ll also help keep your files IRS-compliant and provide you with an annual business evaluation.

While our guarantee is for the initial setup, it’s important to note that as a business services company, our relationship does not end once you receive funding. Our mission is to support you for the life of your business. including inquiries and audits by the Internal Revenue Service (IRS) or the Department of Labor (DOL).

We Are Committed To Your Success, Even After You Receive Funding.

DRDA CPAs & Business Consultants

Is a full-service CPA firm with a specific focus on small businesses and their owners. For over 40 years we have helped entrepreneurs to start, grow, and exit their businesses successfully.

Along with providing the BORSA™ Plan, DRDA can support you moving forward with an array of services:

QuickBooks Training
Corporate Reporting

Tax Planning

Strategic Planning and more.

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